/* Shop Term Quotes, 2026 redesign (design E in Figma): Arena navy, orange actions,
   soft blue-gray page, white cards. Used by index.html, thankyou.html and the restyled inner pages (.page-head + section). */
:root {
  --navy: #16376a;
  --navy-deep: #0e2547;
  --navy-soft: #294a7d;
  --orange: #f26b1d;
  --orange-dark: #d9560e;
  --orange-tint: #fde4d3;
  --page: #f2f5f9;
  --card: #ffffff;
  --ink: #0f172a;
  --muted: #475569;
  --line: #d9e0ea;
  --card-line: #e2e8f0;
  --on-navy: #d5e0f2;
  --radius: 16px;
  --radius-sm: 10px;
  --shadow: 0 18px 44px rgba(20, 31, 56, 0.16);
  --wrap: 1200px;
  color-scheme: light;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--page);
  color: var(--ink);
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; }
h1, h2, h3 { margin: 0; line-height: 1.12; letter-spacing: -0.02em; }
p { margin: 0; }
.wrap { width: 100%; max-width: calc(var(--wrap) + 48px); margin: 0 auto; padding: 0 24px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }
.skip { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; z-index: 99; }
.skip:focus { left: 8px; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 2px; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  border: 0; border-radius: 12px; padding: 14px 22px;
  font: inherit; font-weight: 700; font-size: 16px; text-decoration: none; cursor: pointer;
  transition: background-color .15s, transform .05s;
}
.btn:active { transform: translateY(1px); }
.btn svg { width: 18px; height: 18px; flex: none; }
.btn-orange { background: var(--orange); color: #fff; box-shadow: 0 8px 18px rgba(242, 107, 29, 0.3); }
.btn-orange:hover { background: var(--orange-dark); }
.btn-navy { background: var(--navy); color: #fff; }
.btn-navy:hover { background: var(--navy-deep); }
.btn-ghost { background: #fff; color: var(--navy); border: 1px solid var(--line); }
.btn-ghost:hover { border-color: var(--navy); }
.btn-block { width: 100%; }

/* ---------- top bar + nav ---------- */
.topbar { background: var(--navy); color: var(--on-navy); font-size: 13px; font-weight: 500; }
.topbar .wrap { display: flex; justify-content: flex-end; gap: 16px; padding-top: 9px; padding-bottom: 9px; }
.topbar a { color: #fff; font-weight: 700; text-decoration: none; }
.nav { background: #fff; border-bottom: 1px solid var(--card-line); position: sticky; top: 0; z-index: 20; }
.nav .wrap { display: flex; align-items: center; justify-content: space-between; gap: 24px; padding-top: 14px; padding-bottom: 14px; }
.nav .logo img { width: 230px; height: auto; }
.nav-links { display: flex; align-items: center; gap: 28px; list-style: none; margin: 0; padding: 0; }
.nav-links a { text-decoration: none; font-weight: 500; font-size: 15px; }
.nav-links a:hover { color: var(--orange-dark); }
.nav-toggle { display: none; background: none; border: 0; padding: 6px; cursor: pointer; color: var(--navy); }
.nav-toggle svg { width: 28px; height: 28px; }

/* ---------- hero ---------- */
.hero { background: var(--navy); color: #fff; padding: 56px 0 88px; }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1fr) 520px; gap: 56px; align-items: start; }
.hero-copy { padding-top: 12px; }
.hero h1 { font-size: clamp(36px, 4.6vw, 54px); font-weight: 800; margin: 22px 0 18px; letter-spacing: -0.035em; }
.hero-copy > p { color: var(--on-navy); font-size: 18px; max-width: 560px; }
.ticks { display: flex; flex-wrap: wrap; gap: 12px 24px; list-style: none; padding: 0; margin: 26px 0 0; }
.ticks li { display: flex; align-items: center; gap: 9px; font-weight: 600; font-size: 15px; }
.check { width: 24px; height: 24px; border-radius: 50%; background: var(--orange-tint); color: var(--orange-dark); display: grid; place-items: center; flex: none; }
.check svg { width: 13px; height: 13px; }
.sample { margin-top: 34px; display: inline-flex; align-items: center; gap: 14px; background: #fff; color: var(--ink); border-radius: 14px; padding: 14px 18px; box-shadow: var(--shadow); }
.sample .check { width: 38px; height: 38px; background: var(--navy); color: #fff; }
.sample .check svg { width: 18px; height: 18px; }
.sample strong { display: block; font-size: 15px; }
.sample span { font-size: 13px; color: var(--muted); }

/* ---------- quote card ---------- */
.quote-card { background: #fff; color: var(--ink); border-radius: 20px; padding: 32px; box-shadow: var(--shadow); scroll-margin-top: 96px; }
.quote-card header { display: flex; justify-content: space-between; align-items: flex-start; gap: 12px; margin-bottom: 18px; }
.quote-card h2 { font-size: 26px; color: var(--navy); font-weight: 800; }
.quote-card header p { color: var(--muted); font-size: 14px; margin-top: 4px; }
.steps-dots { display: flex; gap: 6px; padding-top: 10px; }
.steps-dots span { width: 26px; height: 5px; border-radius: 3px; background: #e5e9f0; }
.steps-dots span.on { background: var(--orange); }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 14px; min-width: 0; }
.field label, .field legend { font-size: 13px; font-weight: 600; color: #374151; padding: 0; }
.field input, .field select {
  width: 100%; font: inherit; font-size: 15px; color: var(--ink); background: #fff;
  border: 1px solid #d1d5db; border-radius: var(--radius-sm); padding: 12px 14px; min-height: 46px;
}
.field select { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 12px center; padding-right: 38px; }
.field input:focus, .field select:focus { border-color: var(--navy); outline: 2px solid rgba(22, 55, 106, 0.18); outline-offset: 0; }
.field input[aria-invalid="true"] { border-color: #c0392b; }
fieldset.field { border: 0; margin: 0 0 14px; padding: 0; }
.toggle { display: flex; background: #f3f4f6; border-radius: var(--radius-sm); padding: 4px; gap: 4px; }
.toggle label { flex: 1; position: relative; }
.toggle input { position: absolute; opacity: 0; inset: 0; }
.toggle span { display: block; text-align: center; padding: 9px 10px; border-radius: 7px; font-size: 14px; font-weight: 500; color: var(--muted); cursor: pointer; }
.toggle input:checked + span { background: var(--navy); color: #fff; font-weight: 700; }
.toggle input:focus-visible + span { outline: 3px solid var(--orange); outline-offset: 1px; }
.consent { display: flex; gap: 10px; align-items: flex-start; font-size: 12px; color: var(--muted); line-height: 1.45; margin: 4px 0 16px; }
.consent input { margin-top: 2px; width: 16px; height: 16px; flex: none; accent-color: var(--navy); }
.fine { font-size: 12px; color: var(--muted); margin-top: 12px; line-height: 1.45; }
.form-error { color: #b42318; font-size: 13px; font-weight: 600; margin: -4px 0 12px; min-height: 0; }
.back-link { background: none; border: 0; color: var(--navy); font: inherit; font-weight: 600; font-size: 14px; cursor: pointer; padding: 0; margin-top: 12px; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.js .step2 { display: none; }
.js .quote-card.on-step2 .step1 { display: none; }
.js .quote-card.on-step2 .step2 { display: block; }

/* ---------- sections ---------- */
.section { padding: 80px 0; }
.section-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 24px; margin-bottom: 34px; }
.section h2 { font-size: clamp(28px, 3.2vw, 40px); font-weight: 800; color: var(--navy); letter-spacing: -0.03em; }
.section-head p { color: var(--muted); font-size: 17px; margin-top: 8px; }
.link-arrow { display: inline-flex; align-items: center; gap: 6px; color: var(--orange-dark); font-weight: 700; text-decoration: none; white-space: nowrap; }
.link-arrow svg { width: 17px; height: 17px; }
.link-arrow:hover { text-decoration: underline; }
.divider { display: flex; align-items: center; max-width: calc(var(--wrap) + 48px); margin: 0 auto; padding: 0 24px; }
.divider::before, .divider::after { content: ""; flex: 1; height: 1px; background: var(--line); }
.divider span { width: 48px; height: 3px; border-radius: 2px; background: var(--orange); }
.card { background: var(--card); border: 1px solid var(--card-line); border-radius: var(--radius); }

.trust { background: #fff; border-bottom: 1px solid var(--card-line); }
.trust ul { list-style: none; margin: 0; padding: 30px 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.trust li { display: flex; align-items: center; justify-content: center; gap: 14px; }
.tile { width: 44px; height: 44px; border-radius: 12px; display: grid; place-items: center; flex: none; background: #eaf0f8; color: var(--navy); }
.tile.or { background: var(--orange-tint); color: var(--orange-dark); }
.tile svg { width: 22px; height: 22px; }
.trust strong { display: block; font-size: 20px; color: var(--navy); font-weight: 800; line-height: 1.15; }
.trust small { font-size: 13px; color: var(--muted); font-weight: 500; }

.stages { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.stage { overflow: hidden; display: flex; flex-direction: column; text-decoration: none; transition: box-shadow .15s, transform .15s; }
.stage:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.stage .art { height: 180px; display: grid; place-items: center; background: linear-gradient(135deg, #e4ecf6, #cfdcee); color: var(--navy); }
.stage:nth-child(2) .art { background: linear-gradient(135deg, #fbe7da, #f6d3bd); color: var(--orange-dark); }
.stage:nth-child(3) .art { background: linear-gradient(135deg, #e6eef9, #d4e2f4); }
.stage .art svg { width: 84px; height: 84px; }
.stage .body { padding: 24px; display: flex; flex-direction: column; gap: 8px; flex: 1; }
.stage h3 { font-size: 21px; color: var(--navy); }
.stage p { color: var(--muted); font-size: 15px; flex: 1; }
.more { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; margin-top: 18px; }
.more a { display: flex; align-items: center; gap: 12px; padding: 14px 16px; font-weight: 700; text-decoration: none; }
.more a:hover { border-color: var(--navy); }
.more .tile { width: 38px; height: 38px; border-radius: 10px; }
.more .tile svg { width: 19px; height: 19px; }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-bottom: 30px; }
.step { padding: 28px; }
.step .num { width: 44px; height: 44px; border-radius: 12px; background: var(--orange); color: #fff; display: grid; place-items: center; font-weight: 800; font-size: 18px; margin-bottom: 14px; }
.step h3 { font-size: 20px; color: var(--ink); margin-bottom: 8px; }
.step p { color: var(--muted); font-size: 15px; }

.tough { display: grid; grid-template-columns: 440px minmax(0, 1fr); gap: 64px; align-items: center; }
.tough p { color: var(--muted); font-size: 17px; margin: 16px 0 22px; }
.chips { display: flex; flex-wrap: wrap; gap: 12px; list-style: none; padding: 0; margin: 0; }
.chips a { display: inline-flex; align-items: center; gap: 8px; background: #fff; border: 1px solid var(--card-line); border-radius: 999px; padding: 11px 18px;
  color: var(--navy); font-weight: 600; font-size: 15px; text-decoration: none; }
.chips a:hover { border-color: var(--navy); }
.chips svg { width: 16px; height: 16px; color: var(--orange); }

.agent { display: flex; align-items: center; gap: 28px; padding: 32px 36px; }
.agent .avatar { width: 96px; height: 96px; border-radius: 50%; background: #eaf0f8; color: var(--navy); display: grid; place-items: center; flex: none; }
.agent .avatar svg { width: 44px; height: 44px; }
.agent .txt { flex: 1; }
.agent h2 { font-size: 28px; }
.agent p { color: var(--muted); margin-top: 6px; }
.agent .actions { display: flex; gap: 12px; flex-wrap: wrap; }

.faq details { background: #fff; border: 1px solid var(--card-line); border-radius: 14px; margin-bottom: 12px; }
.faq summary { list-style: none; cursor: pointer; padding: 20px 24px; font-weight: 600; font-size: 18px; display: flex; justify-content: space-between; gap: 16px; align-items: center; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary svg { width: 18px; height: 18px; color: var(--orange-dark); flex: none; transition: transform .2s; }
.faq details[open] summary svg { transform: rotate(180deg); }
.faq details p { padding: 0 24px 22px; color: var(--muted); max-width: 820px; }
.faq details p a { color: var(--navy); font-weight: 600; }

/* ---------- footer ---------- */
.footer { background: var(--navy-deep); color: #c9d5ea; padding: 56px 0 36px; font-size: 14px; }
.footer .cols { display: grid; grid-template-columns: minmax(0, 1.6fr) repeat(3, minmax(0, 1fr)); gap: 40px; }
.footer .logo-card { display: inline-block; background: #fff; border-radius: 10px; padding: 9px 13px; margin-bottom: 14px; }
.footer .logo-card img { width: 190px; height: auto; }
.footer h3 { color: var(--orange); font-size: 14px; letter-spacing: 0; margin-bottom: 12px; }
.footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.footer a { text-decoration: none; }
.footer a:hover { color: #fff; text-decoration: underline; }
.footer address { font-style: normal; line-height: 1.7; }
.footer .legal { border-top: 1px solid rgba(255, 255, 255, 0.12); margin-top: 36px; padding-top: 20px; font-size: 12px; color: #8ea4c8; line-height: 1.6; display: grid; gap: 8px; }

/* ---------- mobile call bar ---------- */
.callbar { display: none; }

/* ---------- thank-you page ---------- */
.thanks { padding: 72px 0 96px; }
.thanks .card { max-width: 680px; margin: 0 auto; padding: 44px; text-align: center; }
.thanks .check { width: 64px; height: 64px; margin: 0 auto 20px; background: var(--navy); color: #fff; }
.thanks .check svg { width: 30px; height: 30px; }
.thanks h1 { font-size: 36px; color: var(--navy); font-weight: 800; margin-bottom: 12px; }
.thanks p { color: var(--muted); font-size: 17px; }
.thanks .actions { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; margin-top: 28px; }

/* ---------- inner pages (restyled 2005 pages) ---------- */
.page-head { background: var(--navy); color: #fff; padding: 48px 0 52px; }
.page-head h1 { font-size: clamp(32px, 4vw, 46px); font-weight: 800; letter-spacing: -0.035em; }
.page-head p { color: var(--on-navy); font-size: 18px; max-width: 640px; margin-top: 12px; }
.field textarea { width: 100%; font: inherit; font-size: 15px; color: var(--ink); background: #fff;
  border: 1px solid #d1d5db; border-radius: var(--radius-sm); padding: 12px 14px; resize: vertical; }
.field textarea:focus { border-color: var(--navy); outline: 2px solid rgba(22, 55, 106, 0.18); outline-offset: 0; }
.fine a { color: var(--navy); font-weight: 600; }

.contact .wrap { display: grid; grid-template-columns: minmax(0, 1fr) 560px; gap: 40px; align-items: start; }
.contact-info { display: grid; gap: 16px; }
.contact-info .card { padding: 24px; }
.contact-info h2 { font-size: 22px; margin-bottom: 12px; }
.contact-info h3 { font-size: 17px; color: var(--navy); margin-bottom: 10px; }
.contact-info address { font-style: normal; color: var(--muted); line-height: 1.65; margin-bottom: 12px; }
.contact-info .line { display: flex; align-items: center; gap: 9px; font-size: 15px; margin-top: 6px; overflow-wrap: anywhere; }
.contact-info .line svg { width: 17px; height: 17px; color: var(--orange-dark); flex: none; }
.contact-info .line a { color: var(--navy); font-weight: 600; text-decoration: none; }
.contact-info .line a:hover { text-decoration: underline; }
.contact-form { scroll-margin-top: 96px; }

/* ---------- responsive ---------- */
@media (max-width: 1080px) {
  .hero .wrap { grid-template-columns: 1fr; gap: 36px; }
  .quote-card { max-width: 620px; }
  .tough { grid-template-columns: 1fr; gap: 28px; }
  .contact .wrap { grid-template-columns: 1fr; }
  .contact-form { max-width: 620px; }
  .footer .cols { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
  .nav-links { display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; flex-direction: column; align-items: stretch; gap: 0; padding: 8px 24px 20px; border-bottom: 1px solid var(--card-line); }
  .nav-links.open { display: flex; }
  .nav-links li a { display: block; padding: 12px 0; }
  .nav-links li:last-child { padding-top: 8px; }
  .nav-toggle { display: block; }
  .nav .wrap { position: relative; }
  .nav .logo img { width: 170px; }
  .stages, .steps { grid-template-columns: 1fr; }
  .trust ul { grid-template-columns: 1fr 1fr; }
  .trust li { justify-content: flex-start; }
  .more { grid-template-columns: 1fr 1fr; }
  .section-head { flex-direction: column; align-items: flex-start; }
  .agent { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 560px) {
  body { padding-bottom: 76px; }
  .hero { padding: 28px 0 40px; }
  .hero h1 { margin-top: 16px; }
  .ticks, .sample { display: none; }
  .quote-card { padding: 22px; border-radius: 18px; }
  .grid2 { gap: 10px; }
  .section { padding: 56px 0; }
  .stage .art { height: 130px; }
  .more { grid-template-columns: 1fr; }
  .page-head { padding: 32px 0 36px; }
  .contact-form .grid2 { grid-template-columns: 1fr; gap: 0; }
  .footer .cols { grid-template-columns: 1fr; }
  .callbar { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 30;
    background: #fff; padding: 10px 14px calc(10px + env(safe-area-inset-bottom)); box-shadow: 0 -4px 16px rgba(0, 0, 0, 0.08); }
  .callbar .btn { padding: 13px 12px; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }