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Welcome Our Commitment of Integrity to Your Privacy
Shop Term Quotes Insurance Services is committed to protecting your privacy seriously. We want you to be informed and will explain the protection, uses, and benefits of the information you provide in order to assure you that all of your information is safe.
Bullet Is it safe to give you my personal information and what do you do with it?

Yes! All of the information you supply us is encrypted using a digital certificate supplied by XXXX, a leading internet security technology. Your information is encrypted using SSL (Secured Sockets Layer) protocol.

The information we gather is used to determine which insurance carriers and their respective plans will match your personal lifestyle and medical history. Each insurance carrier has it's own methods in determining the final underwriting class and price of your insurance policy. That is why we obtain information such as general health, lifestyle, family history and contact information on our site. This information is used to determine if you are insurable in the opinion of the respective insurance carrier.

We only submit your information to insurance carriers when you specifically authorize us to do so. If you do grant us the privilege of working for you; you grant us this privilege by formally signing an application of your choice.

Should you have any questions or concerns regarding your personal information, please email us (Policy Holder Services) or phone us at 1-800-264-8114.
Bullet Do we sell your information?

No. We do not sell your information to third parties for marketing purposes.

Bullet What will happen to my information once it is released to an insurance carrier?
All information gathered is only used for the process of qualifying you for a life insurance policy. Where permitted by law, your information is only used for underwriting the application in accordance with the disclosures and releases that you must review and sign.
Bullet Does ShopTermQuotes.Com use “Cookies?

Yes, some of Shop Term Quotes Insurance Services pages do use "cookies" - one or more small text files saved on your computer's hard drive and stored in memory while your browser is running. ShopTermQuotes.Com stores this number as a cookie in order to track usage patterns. Cookies are totally harmless and do not hurt your computer in any way,nor do they compromise your identity or provide us any other information other than what you, as the potential customer, willingly supply to us. We may also use third-party advertising companies to serve ads on our behalf. These companies may also use cookies and action tags to measure and improve the effectiveness of ads. To do so, these companies may use anonymous information about your visits to other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, their cookie, the IP address. This information can also be used for online preference marketing purposes.

Bullet Can you call me if I am on the Do Not Call Registry?

Yes, When you fill out our quote request form you are explicitly initiating a relationship with us (as defined by the National Do Not Call Registry), inviting and consenting to the receipt of information (which may be provided to you online, by fax, phone, email, US Mail, etc.) and, as such, are waiving any right extending in perpetuity to claim that we contacted you without your express consent. At any time we will immediately honor any request to be placed on our internal "do not contact" list .

Bullet Since you have my address will I be subjected to SPAM from you?
  Shop Term Quotes Insurance Services DOES NOT SPAM.

Spam or UCE, Unsolicited Commercial E-mail, is the Internet version of "Junk mail." It is an attempt to deliver a message to someone who would not otherwise choose to receive it. Potential target lists for spamming are created by scanning Usenet postings, stealing Internet mailing lists, or searching the Web for addresses. Such information is gathered with automated searches to retrieve e-mail addresses for spamming.

Shop Term Quotes Insurance Services does not spam. If you received a mailing from us, (a) your email address is either listed with us as someone who expressly shared this address for the purpose of receiving information in the future ("opt-in"), or (b) you have registered or purchased or otherwise have an existing relationship with us. By requesting information from us or receiving an online quote, which may require future contact, you have agreed to opt-in to receiving our information. We respect your time and attention by controlling the frequency of our mailings.
Bullet How to contact us

Should you have any questions or concerns regarding our privacy policies, please contact us by email at phs@shoptermquotes.com or call us at 1-800-264-8114 or email us using our contact page.