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PERSONALIZED QUOTES
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Term Life Insurance Knowledge Base
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Term Life Insurance Riders
�Accidental Death Benefit�

�ADB� : This is a Life Insurance Rider: This means that your beneficiaries will obtain additional money (Death Benefit) if you have you should die by a "defined" accident...

�Accelerated Benefits�

Sometimes this is referred to as �LIVING BENEFITS". If you were to contract a terminal illness; the insurance carrier may loan you a specified amount that you do not have to pay back while living; this amount is liened against your death benefit and in most cases up to $ 250,000 Dollars!

�Child Rider�

�Children's Insurance� This is a very reasonable rider to add to your policy. For a nominal fee (usually in the range of of up to $ 8.00 additional per month) You can add unlimited to children to your policy with instant coverage for them up to $ 25,0000 Dollars with NO MEDICAL EXAM FOR YOUR CHILDREN!
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Tobacco / Smokers Life Insurance

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There is a difference in Life Insurance rates for those that use tobacco products. There are Life Insurance Policies that will grant you a NON SMOKER / NON TOBACCO USER RATE.

 
bullet Some tobacco users can qualify for Preferred Non � Smoker rates! This means you can save and get more coverage for your term life insurance dollar.
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LIFE INSURANCE ONLINE RIGHT NOW!

Globe Life And Accident Insurance Company
   
Shop Term Quotes Insurance Services partners with Globe Life for Children�s Insurance

Children's Whole Life Insurance Applications & Quotes: Start with $ 1.00

 

Start with $ 1.00. Apply online for coverage amounts of $5,000, $10,000, $15,000 or $20,000 in coverage. ISSUE THE CHILDREN'S LIFE INSURANCE POLICY RIGHT NOW, ONLINE....

   
Shop Term Quotes Insurance Services partners with Globe Life for Adult Whole Life, Burial Insurance

Burial Insurance - Final Expense Life Insurance Applications & Quotes: Start with $ 1.00

   
Burial Insurance / Final Expense Insurance is called Extra Life, Start for $ 1.00. Instant Coverage:   $5,000, $10,000, $15,000 or $20,000 in coverage. ISSUE THE BURIAL / FINAL EXPENSE LIFE INSURANCE POLICY RIGHT NOW, ONLINE...
   
Shop Term Quotes Insurance Services partners with Globe Life for Accidental Death & Dismemberment Insurance Accidental Death Insurance Application ns & Quotes ~ Start for $1.00
   
Coverage is guaranteed regardless of health or occupation. If you are between the ages of 18 and 69. No Medical Exams exams are required. The affordable monthly premiums are guaranteed to never increase.
   
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Business Life Insurance Applications & Quotes

CALL FOR A BUSINESS LIFE INSURANCE QUOTE: 1-800-264-8114

Key Person Insurance Quotes & Applications

Key Person Insurance can be purchased by the business for the benefit of both the business and the Key Person's beneficiaries. The policy is funded by the business with the business being the beneficiary and/or multiple beneficiaries. One of the beneficiaries may be the Key Person's family in the event of death. This is one solution to attract and keep Key Employees to your business.

Buy-Sell Agreements Life Insurance Quotes & Applications

This is an agreement between all owners of the business to purchase the deceased owner's share of the business in the event this individual retires, becomes disabled or dies. Buy-Sell Agreements are typically funded by a life insurance benefit sufficient to buy out in case of these unfortunate events. This is typically funded by life insurance. This will provide a cash benefit for both the business and the deceased family. Your business will be able to continue operating and comfortably seek alternative solutions without experiencing loss in revenue.

Executive Bonus Plans � Section 162 Plan Quotes & Applications

The Executive employee will purchase a permanent life insurance policy on his or her life. The company may bonus the employee the premium, which is usually tax � deductible to the employer. The employee controls the policy, including the death benefit and the cash value, which accumulates tax-free until withdrawn. There are many solutions Section 162 Plans and we urge you to speak with you legal counsel or tax advisor prior to engaging in a Section 162 Plan.

Deferred Compensation Plan Quotes & Applications

In a Deferred Compensation Plan the employee will defer a portion of his or her present compensation until retirement. If this is a Selective Retirement Plan, the business will provide the funding for a defined benefit or defined contribution to a few key employees. If structured correctly, there will be no taxes due on money until it is dispersed. In some solutions, the plan will pay the executive's spouse a benefit if the key person dies or even a benefit is the executive becomes disabled. Life Insurance is sometimes used as means to provide this solution. There are many components to a Deferred Compensation Plan.
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