GASTRIC BYPASS / OBESITY TERM LIFE INSURANCE
QUOTES & RATES:
ByPass & Obesity issues
can hinder you from obtaining term life insurance or
any other insurance for that matter. When applying for
a term life insurance policy and gastric bypass and
obeisty is an issue; there are several key points of
These procedures are intended to surgically induce a
malabsorption syndrome in which weight
loss occurs. This is radical treatment of obesity and,
although initially successful, typically fails
at maintaining proper weight. Unless the underlying
eating disorder or endocrine abnormality is
corrected, typically all the weight will eventually
be regained. Post-operative complications are
similar to other malabsorption conditions and include
kidney stones, electrolyte imbalance,
cholelithiasis, liver disease, osteoporosis, arthritis,
and anemia. Most patients will complain of
diarrhea and weakness.Most insurance companies follow
the recommendations of the National Institute for Health
when they set up their guidelines to qualify for surgery.
However, some insurance companies have offered an “exclusion”
to employers when contracting for an insurance policy.
This means that your employer may have elected to not
cover the medical treatment for obesity or morbid obesity.
1) Some insurance carriers will require a hiistory
of morbid obesity. Obtain your medical records from
your physician so you know what weight fluctuations
are recorded. Be prepared to explain them.
2) Records from Weight Watchers, Jenny Craig and other
commercial diet programs will not be sufficient.
3) Be Prepared to list all medications and any history
Even if you are
just a little overweight; this could affect the premium
you pay for your policy. Shop Term Quotes Insurance
Services has helped many height/weight challanged people
When purchasing insurance
through Shop Term Quotes Insurance Services,
you are investing in your peace of mind.
SPEAK WITH AN AGENT THAT
SPECIALIZES IN GASTRIC BYPASS / OBESITY.
WE CAN GET YOU THE COVERAGE
1-800-264-8114 CALL NOW!