Term Life Insurance Carriers from Shop Term
Quotes Insurance Services (ShopTermQuotes.com)
provide you with term life insurance quotes
& rates that are "A" rated or
Better by A.M. Best. Also, providing Children's
Insurance Quotes, Final Expense Insurance Quotes,
Universal Life Insurance Quotes and Whole Life
Insurance Quotes.
Obtain a Personalized
Term Life Quote Based On Your Medical History
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�ADB� : This is a Life
Insurance Rider: This
means that your beneficiaries will
obtain additional money (Death Benefit)
if you have you should die by a "defined"
accident...
�Accelerated
Benefits�
Sometimes this is referred to as �LIVING
BENEFITS". If
you were to contract a terminal illness;
the insurance carrier may loan you
a specified amount that you do not
have to pay back while living; this
amount is liened against your death
benefit and in most cases up to $
250,000 Dollars!
�Child
Rider�
�Children's
Insurance� This is
a very reasonable rider to add to
your policy. For a nominal fee (usually
in the range of of up to $ 8.00 additional
per month) You can add unlimited to
children to your policy with instant
coverage for them up to $ 25,0000
Dollars with NO
MEDICAL EXAM FOR YOUR CHILDREN!
There
is a difference in Life Insurance
rates for those that use tobacco
products. There are Life Insurance
Policies that will grant you a NON
SMOKER / NON TOBACCO USER RATE.
Start with $ 1.00.
Apply online for coverage amounts
of $5,000, $10,000, $15,000 or $20,000
in coverage. ISSUE THE CHILDREN'S
LIFE INSURANCE POLICY RIGHT NOW, ONLINE....
Burial Insurance
/ Final Expense Insurance is called
Extra Life, Start for $ 1.00. Instant
Coverage: $5,000, $10,000, $15,000
or $20,000 in coverage. ISSUE THE BURIAL
/ FINAL EXPENSE LIFE INSURANCE POLICY
RIGHT NOW, ONLINE...
Coverage
is guaranteed regardless
of health or occupation. If you are
between the ages of 18 and 69. No
Medical Exams exams
are required. The affordable monthly
premiums are guaranteed to never increase.
Business
Life Insurance Applications &
Quotes
CALL FOR A
BUSINESS LIFE
INSURANCE QUOTE: 1-800-264-8114
Key
Person Insurance Quotes & Applications Key
Person Insurance can
be purchased by the business for the
benefit of both the business and the
Key
Person's beneficiaries.
The policy is funded by the business
with the business being the beneficiary
and/or multiple beneficiaries. One
of the beneficiaries may be the Key
Person's family in
the event of death. This is one solution
to attract and keep Key
Employees to your
business.
This is an agreement between
all owners of the business to purchase
the deceased owner's share of the
business in the event this individual
retires, becomes disabled or dies.
Buy-Sell
Agreements are typically
funded by a life insurance benefit
sufficient to
buy out in case of
these unfortunate events. This is
typically funded by life insurance.
This will provide a cash benefit for
both the business and the deceased
family. Your business will be able
to continue operating and comfortably
seek alternative solutions without
experiencing loss in revenue.
The Executive
employee will purchase
a permanent life insurance policy
on his or her life. The company may
bonus the employee the premium, which
is usually tax � deductible to the
employer. The employee controls the
policy, including the death benefit
and the cash value, which accumulates
tax-free until withdrawn. There are
many solutions Section
162 Plans and we urge
you to speak with you legal counsel
or tax advisor prior to engaging in
a Section
162 Plan.
In a Deferred
Compensation Plan
the employee will defer a portion
of his or her present compensation
until retirement. If this is a Selective
Retirement Plan, the
business will provide the funding
for a defined benefit or defined contribution
to a few key employees. If structured
correctly, there will be no taxes
due on money until it is dispersed.
In some solutions, the plan will pay
the executive's
spouse a benefit if
the key person dies or even a benefit
is the executive
becomes disabled. Life Insurance is
sometimes used as means to provide
this solution. There are many components
to a Deferred
Compensation Plan.
